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# 2022 Pollen |
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Poor access to financial services means that many farmers in Zambia are unable to obtain funds to invest in yield-increasing upgrades
Pollen enables farmers to carry out financial transactions by providing a blockchain-based payment infrastructure and affordable micro-loans, offering an alternative to traditional cash-based systems. The model decentralizes the village banking process, letting farming cooperatives set-up and manage their own digital banks. It provides impactful opportunities for farmers to access bundled agribusiness services, discounted farming inputs, crop price indexes, livestock service and weather forecasts.
Chiyanika Nakasamu, a financial analyst and entrepreneur holds a degree in Banking & Finance from the Copperbelt University. He is the co-founder and executive director of Fourth Line Limited, an agribusiness investing and empowering farming communities in Zambia through innovative Agri-solutions. He has a strong background in finance & accounting, data analysis and digital technology innovation more
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